Full side-by-side comparison with strengths, weaknesses, pricing, and AI insights.
Add another tool (up to 4):
Practical analysis powered by AI — which tool actually fits your business?
Get an AI-powered breakdown of the real differences between Shopify Payments — including a clear recommendation, hidden trade-offs, and scenario-based advice.
Requires a free account. Sign up in 30 seconds
Shopify Payments is built for small business owners who already run—or plan to run—a Shopify store and want to accept credit cards without setting up a separate payment processor. You can turn it on with one click and start accepting Visa, Mastercard, Amex, Apple Pay, Google Pay, and Shop Pay right away. Your orders and payment data live in the same dashboard, so you always know where your money stands. It's included with every paid Shopify plan, and the transaction fees drop as you move up to higher-tier plans.
A STOA consultant can help you evaluate these tools based on your specific business needs and walk you through implementation.
Talk to STOAShopify Payments is the obvious choice if you're already on Shopify—it saves you the hassle of connecting a separate payment gateway and keeps all your sales data in one place. The biggest pro is how tightly it's woven into the Shopify dashboard, making payouts and order tracking simple. The main downside is that it only works within Shopify, so if you ever move platforms, you'll need to switch payment processors too.
