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Toast is built for restaurant and food-service owners who need a complete system to take orders, accept payments, and run their business from one place. Whether you run a food truck, a fast-casual spot, or a multi-location restaurant, Toast handles your point of sale, online ordering, payroll, and more. You get cloud-based software, restaurant-grade hardware, and 24/7 support all in one package. It's used by over 164,000 locations across the US, making it one of the most widely adopted restaurant platforms available.

Shopify Payments is built for small business owners who already run—or plan to run—a Shopify store and want to accept credit cards without setting up a separate payment processor. You can turn it on with one click and start accepting Visa, Mastercard, Amex, Apple Pay, Google Pay, and Shop Pay right away. Your orders and payment data live in the same dashboard, so you always know where your money stands. It's included with every paid Shopify plan, and the transaction fees drop as you move up to higher-tier plans.

Online accounting software for growing businesses that automates invoicing, expense tracking, bank reconciliation, and tax compliance.

BILL is best for small and mid-sized businesses that want to stop managing vendor payments and customer invoices by hand. It lets you pay bills, send invoices, track expenses, and control employee spending all in one place. BILL connects directly with QuickBooks, Xero, and other accounting software so your books stay up to date automatically. AI tools help code invoices and catch errors before they become problems. Over 500,000 businesses use BILL to cut down on manual finance work.

Melio is best for small business owners who pay vendors, contractors, or suppliers and want to stop writing checks or logging into their bank to send wires. You can pay any vendor by ACH, card, check, or wire—even if they don't accept cards—and get paid by sending a simple payment link. Melio connects directly with QuickBooks Online, QuickBooks Desktop, and Xero so your books stay up to date without extra data entry. The free plan covers basic needs for solo owners, while paid plans add batch payments, approval workflows, and unlimited ACH for busier teams.

Cloud accounting software that gives small businesses real-time visibility into cash flow, bank reconciliation, invoicing, and expense tracking.

Free accounting and invoicing software for freelancers and small businesses that covers income and expense tracking, receipt scanning, and financial reporting.

Field service management software for home service professionals that handles scheduling, dispatching, invoicing, payment processing, and customer communication.

Digital banking for startups and small businesses. Free checking and savings, corporate credit cards (1.5% cashback), treasury management (up to 3.67% APY), and expense tracking. No monthly fees, no minimums, no overdraft charges. Free core banking. Enhanced plans from $35/month. Startup perks: $5,000+ in tool credits.

Clockify is a time tracking and timesheet app that lets your team log work hours across projects. It is known for its genuinely free plan with unlimited users — a rare find in this category. Beyond simple tracking, it gives you visual reports on where time goes and helps calculate billable hours for accurate client invoicing. The platform works on web, desktop (Windows, Mac, Linux), mobile (iOS, Android), and has browser extensions. You can track time with a one-click timer or fill in timesheets manually. Paid plans start at $3.99/user/month for advanced features like GPS tracking and time-off management.