World's most recognized online payment platform.
PayPal is a great fit if you sell online and want a payment processor your customers already trust — nearly everyone has a PayPal account, which means fewer abandoned checkouts. The biggest upside is zero monthly fees, but the 3.49% + $0.49 per transaction is on the pricier side compared to competitors like Stripe or Square, so your costs add up fast if you have high sales volume.
Accept payments via credit cards, PayPal balances, Venmo, and buy-now-pay-later
Send invoices with payment tracking and auto-reminders
In-person payments through Zettle card readers
Buyer protection builds customer trust
Easy integration with most e-commerce platforms
Source: PayPal Business·Verified March 2026
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Last researched: March 2026