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Developer payment platform (formerly Braintree). Full-stack gateway for credit cards, PayPal, Venmo, Apple Pay, Google Pay. Custom checkout flows via API. Lower card rates than standard PayPal. No monthly fee. 2.59% + $0.49 per card transaction. Interchange-plus available.
A STOA consultant can help you evaluate these tools based on your specific business needs and walk you through implementation.
Talk to STOAThis tool is best for small businesses with a developer on staff who need a fully custom checkout experience and want to accept PayPal, Venmo, Apple Pay, and credit cards all in one place. The big win is no monthly fee and slightly lower card rates at 2.59% + $0.49 per transaction compared to standard PayPal. The catch is that setting it up requires real coding skills, so if you don't have a developer, you'll hit a wall fast.
