STOA's verdictRating 7.4 out of 10
Wave is a great fit if you're a freelancer, solo operator, or very small business that needs solid accounting and invoicing without paying a monthly fee.
The free plan covers more than most paid tools — income tracking, expense management, and unlimited invoices — but you'll pay transaction fees when accepting payments online, and the customer support is limited unless you upgrade. If you're outgrowing basic bookkeeping or need payroll, the costs start adding up.
Five factors, weighted · rubric v1How we rate
- SMB Fit 30%8.0 out of 10
The Starter plan is free with unlimited estimates, invoices, bills, and bookkeeping records, and the Pro plan is $19 USD a month billed monthly or $190 a year billed annually.
