Cloud accounting software that gives small businesses real-time visibility into cash flow, bank reconciliation, invoicing, and expense tracking.
Xero is a great fit for small business owners who want solid accounting software without hiring a full-time bookkeeper. It connects your bank accounts, tracks expenses, and handles invoicing all in one place — but the entry-level plan at $15/month limits you to just 20 invoices and 5 bills per month, which can feel tight fast. If you need room to grow, you'll likely end up on a pricier plan sooner than expected.
Connect your bank accounts and automatically import and categorize transactions
Send professional invoices and accept online payments
Track bills and expenses to stay on top of what you owe
Run financial reports like profit and loss, balance sheet, and cash flow
Manage sales tax and prepare records for tax time
Integrate with 1,000+ third-party apps for payments, inventory, and more
No integrations listed yet for Xero.
Xero uses machine learning to suggest transaction categories during bank reconciliation, learning your habits over time to speed up bookkeeping. It also offers smart matching to automatically pair bank transactions with existing invoices or bills.
AI-generated training guides tailored to your team's size, skill level, and focus areas for Xero — coming in v0.3.2.
View our roadmap →We're building a review system so business owners like you can share real experiences with Xero.
Real workflows that use Xero to save time.
Eliminate 3 hours of weekly AP data entry and keep your Xero books accurate to the hour.
Catch reconciliation mismatches 5 days earlier and cut month-end close time by 3 hours.
Catch unmatched transactions the same day they happen and cut your month-end close time by 2 hours every month.
Eliminate 3+ minutes of manual entry per new patient and reduce data errors by keeping a single source of truth — saving 2.5 hours a week for a busy practice.
